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  Few Things to know while managing credit card debt As I pointed out in How to Manage Credit Card Debt: Part 1, having a credit card is often a double-edged sword and knowing how to use it in a strategic and beneficial way is a vital step in becoming financially independent. So, start managing your credit cards and credit card debt right now. The first thing you...

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The first thing you need to realize about credit cards are that they are—in actuality—closer to being “loan cards”. And in today’s world, one cannot live without at least one credit card. But I have one mantra for you: I am going to control my credit card debt and it will not control me. Let’s go over a few credit card do’s. Do: Open your wallet and...

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Time Management is an important factor in our journey to Financial Independence One of the major skills necessary to achieve financial independence is the ability to manage your time, regardless of which career path you are on. As I mentioned in Juggling Work & School Demands, the importance of learning time management cannot be overstated. Trust me, learning to manage time will equip you to handle...

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 Working while going to school? Here are some time management skills to effectively juggle your time. Have you worked to make money while in high school or college? How did you manage your work & school balance? What did you learn from the experience of juggling work & school? It’s Friday evening and you’re heading out to your less-than-glamorous job. You splash water on your face in...

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